Nash Bean Ford & Brown, LLP Moline Illinois Elder Law Resources
Advances in science, medicine, and an overall increase in the standard of living coupled with the Baby Boomer generation moving into their retirement years has caused a virtual explosion in the number of older Americans. Not surprisingly, the increase in the population of seniors in the United States has caused a corresponding interest in social and legal issues that concern the elderly and those who care for them. As of the 2010 Census, Moline, Illinois had a population of about 44,000 year around residents, of which almost approximately 15.4 percent were age 65 or older and 12.6 percent of all households included someone age 65 or older living alone.
Whether you are nearing your “Golden Years” yourself, or you are the caregiver for someone who is, you will find that Moline, Illinois has a wide variety of resources available to help you. To help you locate those resources when you need them, the elder law attorneys at Nash Bean Ford & Brown, LLP have compiled some commonly used elder law resources that you will hopefully useful to you and your loved ones.
Local Government and Law Enforcement
Because you never know when an emergency may arise, it is always wise to have contact information for some of the more frequently used local government resource handy. Many of those can be found on the official website for Moline, Illinois. The website offers a wealth of helpful information from information on the city’s garbage collection department to the Mayor’s page. It is equally important to be able to quickly and easily navigate to the relevant law enforcement agency online, should you need them. The City of Moline Police Department and the Rock Island County Sheriff’s Office service residents who live in the Moline, Illinois area.
Nursing Homes, Assisted Living, and Home Health Care
Although the average American can now expect to live almost twice as long as he or she would have just a century ago, our bodies cannot escape the effects of the natural aging process. For many seniors, this means more frequent doctor visits and an increase in injuries and illnesses that eventually lead to the need for home health care, assisted living alternatives, or skilled nursing care. If you find yourself searching for the right facility for yourself or for a loved one, the following resources may be helpful:
- Illinois Department of Public Health has a searchable website for “Nursing Homes in Illinois” that also provides additional resources for anyone in need of long-term care.
- Illinois Care Planning Council which offers lists of nursing homes and less restrictive care options as well as a wealth of additional information related to long-term care.
- com which offers a list of skilled nursing facilities in Henry County, Illinois. You can also search for home care and assisted living facilities on the site.
- Nursing Home Compare which is found on the Medicare.gov website is the official U.S. government’s website for Medicare, offering you the ability to search for and compare licenses nursing homes anywhere in the country.
The cost of long-term care (LTC) in the United States has increased right along with the older population, and is expected to continue to increase in the years to come. In 2017, the average yearly cost of LTC in Illinois was around $80,000. Because neither Medicare nor most basic health insurance plans cover the expenses associated with LTC, it is imperative that you plan ahead. While Medicaid does cover LTC expenses, the Medicaid eligibility guidelines can be problematic for many seniors in the absence of advanced planning. Consequently, the estate planning attorneys at Nash Bean Ford & Brown, LLP urge you to incorporate Medicaid planning into your comprehensive estate plan to ensure that you will qualify for Medicaid benefits if you need them in the future.
As long as they are able to do so, most seniors continue to enjoy socializing with their peers. Experts tell us, in fact, that getting out and spending time with friends and neighbors is vital to both the physical and mental health of seniors. Fortunately, there are several excellent places in Geneseo for seniors to meet and mingle. The South Moline Senior Center is always a good place to start your search for senior activities. For veterans, there are several VFW Posts in the area that you may find enjoyable.
State and Federal Assistance
Many state and federal resources and assistance programs are geared specifically at seniors. An excellent example is the Illinois Department on Aging. Many seniors also qualify for assistance from the Social Security disability or Social Security retirement program. For information, including application instructions, visit the Social Security Administration’s (SSA) disability website. To sign up for your Social Security retirement benefits, navigate to the sign up website of the SSA. If you are a veteran, or the surviving spouse or dependent of a veteran, you may also be entitled to a number of benefits through the Veteran’s Administration. Along with well-known benefits such as pension and disability benefits, you might qualify for additional benefits you may not be familiar with, such as Veteran’s Aid and Attendance benefits. Once you reach retirement age, you will likely be automatically enrolled in the Medicare program. Although basic Medicare is free to all seniors, Medicare actually has four parts and the other three parts may come with a premium. If you have questions about a covered service or need to find a provider, the official Medicare website can help. In addition, if you need help covering the high cost of long-term care at some point you might qualify for Illinois Department of Healthcare and Family Services.
Although many state and federal assistance programs provide much needed, and well deserved, benefits to seniors, navigating the red tape required to apply for these programs can be challenging. At Nash Bean Ford & Brown, LLP we would be honored to help you through the process to ensure that you receive the benefits to which you are entitled. Your Golden Years should be spent relaxing and enjoying everything retirement has to offer and we are dedicated to doing our part to make that a reality for you.
Getting Help from a Moline Elder Law Attorney
The experienced elder law attorneys at Nash Bean Ford & Brown, LLP can help you create a plan that covers the issues you may encounter when faced with the need for long-term care. Not only can we assist you in finding the appropriate type of care but also with the financial aspect of the need for LTC. We would also be pleased to help you with some of the other legal issues you may face as you get older, such as the need to coordinate retirement planning with your existing estate plan, asset protection, Medicaid planning, and incapacity planning. Please feel free to contact the experienced Moline, Illinois elder law attorneys at Nash Bean Ford & Brown, LLP by calling 309-944-2188 to schedule your free consultation.