Nash Bean Ford & Brown, LLP Rock Island Illinois Elder Law Resources
In recent decades, the number of older Americans has steadily increased due in large part to the aging of the “Baby Boomer” generation. Experts estimate that by the year 2050, the number of older Americans (age 65 and older) will outnumber their younger counterparts (age 21 and younger) for the first time in history. The increase in the elderly population has caused a corresponding interest in social and legal issues that concern the elderly. In Rock Island, almost 20 percent of households include someone age 65 or older living alone, making the need for resources aimed at seniors clear.
If you are a senior, or the caretaker of someone over the age of 65, you will find that Rock Island has numerous resources available to assist you with issues often faced by seniors and their caretakers. To help you locate those resources when you need them, the elder law attorneys at Nash Bean Ford, & Brown, LLP have compiled some commonly used elder law resources for the Rock Island, Illinois area.
Local Government and Law Enforcement
Because you never know when an emergency may arise, it is always wise to have contact information for some of the more frequently used local government resource handy. Many of those can be found on the City of Rock Island website. The website offers a wealth of helpful information from information on the city’s public works department to the Mayor’s page. It is equally important to be able to quickly and easily navigate to the relevant law enforcement agency online, should you need them. The Rock Island Police Department and the Rock Island County Sheriff’s Office service residents who live in the Rock Island, Illinois area.
Nursing Homes, Assisted Living, and Home Health Care
The natural aging process typically results in physical and/or mental deterioration at some point. For some seniors the aging process is slow, allowing them to remain in their own homes for much longer than for those who suffer more serious symptoms of the aging process. Fortunately, however, seniors today have a wide variety of options when it comes to assistance with the effects of aging. Home health care services can often delay the need to move to a long-term care facility for months, even years. If the need for more extensive care does arise, however, residents of Rock Island, Illinois will find that they have a number of excellent options. If you find yourself searching for the right facility for yourself or for a loved one, the following resources may be helpful:
- Illinois Department of Public Health has a searchable website for “Nursing Homes in Illinois” that also provides additional resources for anyone in need of long-term care.
- caring.com which offers a list of skilled nursing facilities in Rock Island County, Illinois. You can also search for home care and assisted living facilities on the site.
- Nursing Home Compare which is found on the Medicare.gov website is the official U.S. government’s website for Medicare, offering you the ability to search for and compare licenses nursing homes anywhere in the country.
As the cost of long-term care continues to rise throughout the country, planning ahead becomes more and more important. Consulting with an elder law attorney is the best way to ensure that you have the resources to cover LTC when the time comes that you need it or, in the alternative, that you qualify for Medicaid which will help cover your LTC expenses. The elder law attorneys at Nash, Nash, Bean & Ford, LLP can help you prepare for the financial challenges you may face if long-term care is needed.
As long as they are able to do so, most seniors continue to enjoy socializing with their peers. Experts tell us, in fact, that getting out and spending time with friends and neighbors is vital to both the physical and mental health of seniors. Fortunately, there are several excellent places in Rock Island for seniors to meet and mingle. The Rock Island County Senior Center is always a good place to start your search for senior activities. For veterans, there are five American Legion Posts as well as several VFW posts in the area are good places to meet new friends and mingle with old ones.
State and Federal Assistance
Many local, state and federal resources and assistance programs are geared specifically at seniors. At the regional level, the Western Illinois Area Agency on Aging is an excellent resource for seniors. Its state level counterpart, the Illinois Department on Aging, and another great resource for older residents of Illinois. Many seniors also qualify for assistance from the Social Security disability or Social Security retirement program. For information, including application instructions, visit the Social Security Administration’s (SSA) disability website. To sign up for your Social Security retirement benefits, navigate to the sign up website of the SSA. If you are a veteran, or the surviving spouse or dependent of a veteran, you may also be entitled to a number of benefits through the Veteran’s Administration. Along with well-known benefits such as pension and disability benefits, you might qualify for additional benefits you may not be familiar with, such as Veteran’s Aid and Attendance benefits. Once you reach retirement age, you will likely be automatically enrolled in the Medicare program. Although basic Medicare is free to all seniors, Medicare actually has four parts and the other three parts may come with a premium. If you have questions about a covered service or need to find a provider, the official Medicare website can help. In addition, if you need help covering the high cost of long-term care at some point you might qualify for Illinois Department of Healthcare and Family Services.
Navigating the rules and procedures relating to the state and federal benefits that may be available to you can be challenging. The elder law attorneys at Nash, Nash, Bean & Ford, LLP are available to help you understand what benefits are available to you and make sure you are in a position to get approved for all the assistance available. Whether you are applying for the first time or you are appealing a denial, we can help.
Getting Help from a Rock Island Elder Law Attorney
The experienced elder law attorneys at Nash Bean Ford & Brown, LLP can help you create a plan that covers the issues you may encounter when faced with the need for long-term care. Not only can we assist you in finding the appropriate type of care but also with the financial aspect of the need for LTC.
We would also be pleased to help you with some of the other legal issues you may face as you get older, such as the need to coordinate retirement planning with your existing estate plan, asset protection, Medicaid planning, and incapacity planning. Please feel free to contact the experienced Rock Island, Illinois elder law attorneys at Nash Bean Ford & Brown, LLP by calling 309-944-2188 to schedule your free consultation.